When Florida suffered under the blows of hurricanes from every direction, some unfortunate souls took two or more hits in rapid succession. (The essence of real estate: location, location, location!) Because each hurricane is a separate event, most insurance policies will apply a separate deductible to each loss, much to the chagrin of suffering homeowners and the occasional opportunistic politician. Martin Grace has taken up the subject, more or less seriously, here and also here. At the far low end of seriousness, another regular reader dropped me an e-mail and asked that I "please bridge the gap between your two weblogs with a double-deductible double dactyl." I try to be obliging, I really do, and after fretting over the problem for a couple of weeks, this is the best I've been able to cobble together:
Hurricane Season: A Double De-dactyl
Dire déjà vu for some
Charley then Frances then
Ivan then Jeanne.
Struck more than once, they’ll pay
Wishing perhaps they had
Stayed in Racine.